Investment advisory and financial planning services (collectively referred to as “advisory services”) offered through Summit Financial, LLC, an SEC Registered Investment Advisor (“Summit”). When your Wealth Manager provides advisory services, advice may be related to brokerage products, however, he/she is acting as an Investment Advisor Representative (“IAR”).

Securities brokerage offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC. Headquartered at 80 State Street, Albany NY 12207 (“PKS”). PKS and Summit are not affiliated companies.

When your Wealth Manager offers brokerage products (i.e., securities) to you, he/she is acting as a Registered Representative (“RR”) with PKS and, among other things, is subject to FINRA rules and jurisdiction. Brokerage and advisory services each have different fee structures and are even governed by different rules and regulations. The services provided to you are based on your personal financial objectives and circumstances determined by you and your Wealth Manager. To learn more about the differences between securities brokerage and advisory services contact your Wealth Manager or go to Important Client Information Regarding Summit Financial, LLC

Summit only transacts business in states where it is properly registered or notice-filed, or excluded or exempted from registration requirements. Follow-up and responses that involve the rendering of personalized investment advice and financial planning for compensation will not be made without state investment advisor and investment advisor representative registration requirements, or an applicable exemption or exclusion.

This e-mail transmission may contain information that is proprietary and/or confidential and is intended exclusively for the person(s) to whom it is addressed. Any use, copying, retention or disclosure by any person other than the intended recipient or the intended recipient’s designees is strictly prohibited. If you are not the intended recipient or their designee, please notify the sender immediately by return e-mail and delete all copies. Summit has taken precautions to screen this message for viruses or malware, but we cannot guarantee that it is virus or malware free nor are we responsible for any damage that may be caused by this message. Please do not include private information (passwords, account numbers, social security numbers, etc.) in your e-mail communication with Summit.

Although several Summit representatives are admitted attorneys and/or CPAs, they act exclusively in a non-representative capacity. Neither they or Summit provide tax or legal advice. Clients should make all decisions regarding the tax and legal implications of their investments and plans after consultation with their independent tax or legal advisors. Any tax statements contained herein were not intended or written to be used, and cannot be used, for the purposes of avoiding U.S. federal, state or local taxes.